T-Mobile 55+ Plans Pros and Cons Explained (2023 Update)

Last Updated on January 23, 2023 by Filip Poutintsev

T-Mobile is the biggest and faster-growing 5G network in the US. This network offers plans that provide excellent customer service, sturdy coverage and fast data. T-Mobile has set to top this by offering affordable plans to adults that are older than 55 years.

Today, seniors are more tech-savvy than before. Sadly, very few mobile plans cater to adults over 55 years. But even though T-Mobile is a leading mobile service provider in the US, there are still some disadvantages to these plans.

Before signing up for one of T-Mobile’s 55+ plans, you should keep reading our article to learn more about the pros and cons of using these plans catered to older Americans. We’ll provide you with the details of each of these plans and our final review.

T-Mobile 55+ Plan features

Essential 55+ Plan features

• $27.50 / line for two lines with AutoPay ($55/mo.) Plus taxes & fees. Min. age 55
• 2G Data in Mexico & Canada
• 3G Mobile hotspot data
• 5G access at no extra cost
• Texting abroad
• SD Streaming
• Free stuff every week
• Unlimited talk, text & smartphone data on the T-Mobile network
• No annual service contracts
• A dedicated customer service team
• Advanced protection against scammers

Magenta 55+ Plan features

• $35.00 / line for two lines with AutoPay ($70/mo.) Taxes & fees included. Min. age 55.
• 5GB of 4G data in Mexico & Canada
• 5GB of 4G LTE mobile hotspot data
• 5G access at no extra cost
• Data & texting abroad
• SD streaming
• Free stuff every week
• Unlimited talk, text & smartphone data on the T-Mobile network
• No annual service contracts
• A dedicated customer service team
• Advanced protection against scammers
• One hour in-flight Wi-Fi
• Netflix: Basic, One screen in SD

Magenta MAX 55+ features

• $45.00 / line for two lines with AutoPay ($90/mo.) Taxes & fees included. Min. age 55.
• 5GB of 4G data in Mexico & Canada
• 40GB of 4G LTE mobile hotspot data
• 5G access at no extra cost
• 2x data & texting abroad
• SD streaming
• Free stuff every week
• Unlimited talk, text & smartphone data on the T-Mobile network
• No annual service contracts
• A dedicated customer service team
• Advanced protection against scammers
• Unlimited in-flight Wi-Fi
• Netflix Basic: One screen SD with one line
• Netflix Standard: Two screen HD (for 2+ line accounts)

Pros and cons of Tmobile 55+ Plan at a glance

Pros

• Advanced features
• No yearly contracts
• Available nationwide
• Affordable unlimited data
• Extra discounted lines
• Global coverage

Cons

• You need to sign-up for multiple lines to get the lowest price
• Essentials 55+ plan provides a slower internet speed during congested periods

Pros of T-Mobile 55+ Plans

Cheap unlimited data

T-Mobile’s 55+ plans start at $27.50 per month per line and offer unlimited text, talk and data plans. These 55+ plans have become the most affordable unlimited Plan available from a well-known service provider. These 55+ plans are also some of the few plans that provide 5G access.

Nationwide availability

Some American mobile networks provide similar plans for adults over 55 years. They are available in every state. T-Mobile’s 55+ plans are available in every state.

No annual contracts

With T-Mobile’s 55+ plans, you won’t have to sign-up for a long-term contract. There’s also a guarantee that the prices for these plans won’t increase.

International coverage

The T-Mobile 55+ plans will offer customers unlimited data in Canada and in Mexico. Senior customers will also provide international texting and data.

Advanced features

In the US, mobile networks also provide cheaper unlimited plans to mobile users in the USA. However, T-Mobile is the only US network that provides 5G and a mobile hotspot.

More discounted lines

With the T-Mobile 55+ plans, you can get a maximum of four discounted lines.

Cons of T-Mobile 55+ Plans

You need to sign-up for multiple lines to get the lowest price.

T-Mobile 55+ plans. You’ll need to sign-up for multiple lines to get the lowest price. If you sign-up for T-Mobile’s Essentials Plan and get a single line, it will only cost you $40 per month.

Essentials 55+ plan provides a slower internet speed during congested periods.

If you sign-up for T-Mobile’s Essentials 55+ plan, you might notice that the internet speeds will be slower during congested times.

FAQ

What do I need to know about Essentials 55+?

T-Mobile’s Essentials 55+ plan will include unlimited text, talk and data on their network. The Plan will also include unlimited hotspot data with a 3G speed. The Plan will also include unlimited data at 2G speed in Mexico and Canada.

If you’re willing to pay an extra $10 per month, you can add 10GB of high-speed 4G LTE hotspot data to your Plan.

To sign-up for T-Mobile’s Essentials 55+ plan, you can visit any local T-Mobile store. You will need to bring a valid government ID to prove your age, such as your passport or driver’s license.

If you are a T-Mobile customer, you can switch plans in-store or by phoning the network at 1-800-T-MOBILE. You will still need to provide a valid ID to show that you’re eligible for this Plan.

How much is one line on the Essentials 55+?

If you decide to have a single line with T-Mobile’s Essentials 55+ plan, it will cost $40 per month with AutoPay. This monthly fee doesn’t include fees and taxes.

Who’s eligible for this promotion?

Whether you are a new or existing T-Mobile customer that’s older than 55 years, you will be eligible for this Plan. You will need to provide a valid ID to prove that you’re older than 55.

A new customer can sign-up for this Plan at their local T-Mobile store. In contrast, existing customers will be able to sign up by phoning 1-800-T-MOBILE or by visiting the T-Mobiel website or a local store.

How many lines can I get on Essentials 55+?

With the Essentials 55+ Plan, customers have one and two-line options. Customers who want more than two lines can choose between the Magenta 55+ and Magenta MAX 55+ plans.

Can I get this deal in addition to T-Mobile’s other promotions?

Yes, you can combine the Essentials 55+ Plan with some of T-Mobile’s device offers and Carrier Freedom.

Does everyone on the account need to be older than 55?

Fortunately, no. With T-Mobile’s Magenta 55+ or the Magenta MAX 55+ plans, only the primary member of the account needs to be older than 55 years.

Who is eligible for Magenta 55+ or Magenta MAX 55+?

Any new and existing T-Mobile customers that are older than 55 years are eligible for the Magenta 55+ and Magenta MAX 55+ plans. To be eligible for these plans, you must provide valid age proof.

If you are a new T-Mobile customer, you will be able to sign up for one of the network’s 55+ plans. You will just need to bring with you a government-issued ID. Existing customers can call the network 1-800-T-Mobile.

Can I get Magenta 55+ or Magenta MAX 55+ with a single line?

Yes, you can. With the Magenta 55+ plan, the cost starts at $50 per month for one line with AutoPay. In contrast, the Magenta MAX 55+ plan costs start at $65 per month per line with AutoPay.

Can I have more than two lines on my Magenta 55+ plan?

Yes, you can have more than two lines with the Magenta 55+ plan and the Magenta MAX 55+ plan. With these plans, you can have a maximum of four voice lines on your account.

With the Magenta 55+ plan, the third and fourth lines will cost $35 per month per line with AutoPay. In contrast, the third and fourth lines on the Magenta MAX 55+ plan will cost $45 per line per month with AutoPay.

I’m already on a Magenta 55+ plan. Do I have to change my rate plan to add a third or fourth line?

If you were a customer with a Magenta 55+ plan before February 24th, 2021, you could contact the network by calling 611 from your mobile phone. You will also be able to find out if you need to change your rate by visiting a local T-Mobile store.

Can I add a tablet line to my Magenta 55+ or Magenta MAX 55+ Plan?

Yes, you can get a tablet line to your Magenta 55+ or Magenta MAX 55+ Plan. T-Mobile allows devices such as tablets, wearables and Wi-Fi hotspots to be added to plans. However, this will depend on credit approval.

Final thoughts on T-mobile 55+ plans

T-Mobile is doing what it can to make its 55+ plans more enticing to American seniors. This Plan starts with its basic services being roughly 30 percent cheaper than its competitors.

Another way that T-Mobile is becoming more competitive is by adding Netflix Basic on the network’s dime for a little bit extra each month. The network’s 55+ plans also provide 5G coverage and faster upload speeds.

There may be some hidden extra costs, especially with T-Mobile’s Essentials 55+ Plan; for example, taxes aren’t included in the fees. With the Essentials 55+ Plan, there might be the drawback of slower speeds during congested periods.

Aside from these drawbacks, T-Mobile has succeeded in creating affordable mobile plans for American seniors.